Recent announcements around new drought hardship loans will provide welcome relief for many farming businesses under pressure. There’s no question, support like this matters. When seasons tighten, cash flow becomes strained, and decision-making gets harder. Having access to funding can stabilise operations, keep things moving, and buy time. But it’s important to recognise what these…
In agriculture, crop reviews are second nature. After harvest, most operators will sit down and assess what worked, what didn’t, where yields surprised them, where input costs crept up, and what needs adjusting before the next season. It’s practical. It’s expected. It’s good management. But interestingly, while production is reviewed seasonally, the financial structure behind…
Farming is unpredictable. Drought, market fluctuations, family emergencies—unexpected events can disrupt everything. The real challenge isn’t just surviving these moments but being prepared before they happen.
Drought can be one of the toughest challenges for farmers, affecting not only the land but the lives and livelihoods tied to it. It’s more than a dry spell; it can put every resource under pressure and challenge even the best-prepared farmers. For South Australia, 2024 brought some of the driest conditions in over 70…
Risk management is important and it needs to be part of your farming business planning. If you were unable to work in your business, due to an illness or as a result of a farming accident, the question is: Would you be able to manage your everyday living expenses or maintain your business operations? We…
Informed decision making aligned to your long-term goals is key to achieving farming business and personal financial success…
There is no doubt that drought has affected us all, in one way or another – personally and financially.
For farming businesses, access to finance is an important aspect of recovering from drought and planning for long-term business sustainability. And while there are several drought support initiatives available for farming businesses and families, the application and approval processes can be onerous and time consuming.
Wouldn’t it be nice to see the future… not just to get a head start on the coming seasons but to be ready and able to tackle any situation that gets thrown at your business.
While I don’t have a crystal ball, I can help you develop a resilient farming business that is able to manage through and recover from a crisis.