For many business owners, the response often begins with practical reasons: to support the family, grow the business or create financial security. But beneath those answers lies something even more important, your WHY. Your WHY is the reason behind every decision you make. It’s the foundation of your business, your family and your future. When…
November is one of the most valuable months for planning. It sits at that sweet spot between the wrap-up of the current year and the rush of Christmas. It’s time to take stock and to look at what worked well, what didn’t, and what needs to shift before another year begins. For farming families and…
Drought can be one of the toughest challenges for farmers, affecting not only the land but the lives and livelihoods tied to it. It’s more than a dry spell; it can put every resource under pressure and challenge even the best-prepared farmers. For South Australia, 2024 brought some of the driest conditions in over 70…
For broadacre, grazing, and pastoral businesses, the challenge is always managing lumpy cash flow. Unlike steady, recurring revenue streams, your farm’s income often comes in big bursts tied to key moments in the year. Preparing for these critical periods is essential, as your farm’s financial health and long-term success depend on getting your ducks in…
For farming families, managing debt and regularly reviewing your lender’s terms in context of your needs now and in the coming years, is an administrative task no one is in a hurry to tackle. Debt can work for or against you. To avoid the latter, it’s important to plan and prepare your brief for lenders…
I hate to be the one to say it, but we’re all getting older! I’ve been preparing financially (and emotionally) for my own elder years which includes aged care for quite some time, and I’ve been helping the older folks in my life as well. If you are an adult child, niece or nephew looking…
Staying Focused on the Big Goals even if they are borrowed I have just finished reading Charley Gilkey’s, Start Finishing for the second time after first reading this book 3 or 4 years ago. It’s about how to go from Idea to Done. I found myself building bits and pieces of his methodology into my…
As most of our clients know, Dibbo uses the power of P2PAgri software to underpin the management and financial analyses behind our reports. Tune in to “Your Farm Business Podcast” to hear P2P’s developer, Mike Krause, as he interviews Dibbo around how this works in episode 6 – Farm business info: Easier & more powerful.…
What started out six years ago as a monthly get together, held over lunch at the pub or breakfast in the office, has now morphed into a valuable fellowship for more than 20 people. What we have learnt along the way is a lot different from what we expected, and so much more valuable.
Access to funding or drought support for amounts up to $2 million with a loan term of 10 years at 1.77% variable interest rate can be beneficial, if not critical, for farming business. However, many farmers are put off by the onerous application processes… but a little bit of help can make an enormous difference.…